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    Considering Chapter 13 to Stop Foreclosure?

    Declaring Chapter 13 bankruptcy can be an effective strategy for foreclosure defense, as you will be protected from creditor actions by an automatic stay as soon as you file. It may be possible to use your repayment plan to catch up on the amount you owe in unpaid mortgage payments. You may even be able to use the bankruptcy to strip off a second mortgage or line of credit. You can begin the process by filling out the bankruptcy evaluation and visiting my office today.

    Understanding Chapter 13 Bankruptcy and Stopping Foreclosure

    For those debtors who don’t otherwise need a chapter 13 bankruptcy, the goal is naturally to file chapter 7. But for you folks who cannot pass the means test to qualify for Chapter 7, you may still be able to declare bankruptcy under Chapter 13. Contact Richard Weaver today for an initial consultation, to determine whether this form of debt relief is right for you. With over two decades of experience as a Rowlett, TX bankruptcy attorney, I am prepared to review any case, no matter how challenging, and will work closely with you to help you put an end to your problems with debt. I am friendly, local and provide aggressive representation to help each of my clients achieve the best possible results.

    Chapter 13 Repayment Plan

    In a Chapter 13 bankruptcy case, you will be allowed to lump all your debts together into a single monthly payment, eliminating the complexity of managing several separate loan payments. As your attorney, I will advocate in court for a payment plan which is within your means and leaves you with enough money left over to live comfortably. Depending on your income and the amount you owe, you will either pay for 3 or 5 years, after which you will be released from the obligation to repay your debts and will be protected from further creditor action. You will be free to begin your life after bankruptcy, without the stress and worry associated with having large debts.

    Call Today, Free Consultation With Attorney

    If you need help getting out of debt, contact us here at Richard Weaver & Associates Chapter 13 bankruptcy firm for a complimentary consultation to learn more about your options.